Machinery and equipment finance in the Hunter Valley.

The Hunter Valley's mixed agricultural character generates a wide range of equipment finance requirements — from standard broadacre plant in the Upper Hunter (tractors, feeders, hay equipment) to specialist viticulture machinery in the Lower Hunter (harvesters, spray units, cellar equipment), and equine infrastructure across both regions.

For small-ticket items — utes, quad bikes, small tractors — we aim for fast turnaround. For larger plant finance, we structure the facility to match the enterprise: seasonal repayment terms for cropping operations, balloon payments where the asset retains residual value, and finance lease where tax treatment is a consideration.

Clunes is accredited with Angle Finance and Macquarie Asset Finance, the two lenders most active in rural equipment nationally. For Hunter Valley operators, we supplement with bank asset finance arms where the deal size or borrower profile suits.