Rural property buyers.

Agricultural property buyers — whether acquiring for production, investment, or a combination — often require finance that falls outside the standard residential or commercial categories. The property may carry water rights, a production history, or a development history that a residential lender cannot assess.

Clunes works with lenders who assess rural land on its production and asset merits. For buyers who are not primary producers, the lender selection is different — some agribusiness bank divisions require primary production income to support a rural property loan. Clunes knows which lenders can accommodate an investment buyer.

For buyers who intend to operate the property, we work alongside the property acquisition with working capital and plant finance where required — one process, one relationship, all three facilities settled at the same time.