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RURAL LENDING

Land. Term debt. Succession.

We place rural property debt — for acquisition, refinance, expansion and succession — and the working capital that runs alongside it. Across the bank and non-bank lenders that actually write rural deals.


RURAL LENDING

Property Acquisition

Finance for the purchase of rural and agricultural land across Australian states and territories.

  • Broadacre and intensive land
  • Mixed-use rural properties
  • Greenfield and established assets
  • Competitive bank and non-bank panel
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RURAL LENDING

Refinance

Refinancing existing rural debt to improve structure, rate, or lender fit.

  • Rate improvement
  • Structural reset
  • Covenant review
  • Cross-collateralisation untangle
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RURAL LENDING

Succession Finance

Finance structured around family farm succession — buyouts, equalisation, and generational transfer.

  • Sibling buyouts
  • Estate equalisation
  • Generational transfer lending
  • Long-term succession structures
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RURAL LENDING

Working Capital

Seasonal and structural working capital for rural operators who need liquidity outside their property cycle.

  • Seasonal input finance
  • Harvest and crop finance
  • Livestock trading facilities
  • Agribusiness revolving credit
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RURAL LENDING

Concessional & RIC

Regional Investment Corporation and state concessional lending for eligible Australian rural operators.

  • RIC Farm Investment Loans
  • RIC Drought Loans
  • State government concessional products
  • Referral and placement support
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RURAL LENDING

Private Credit

Non-bank and private credit solutions for agri-processing and food manufacture where the deal requires flexible terms.

  • Agri-processing facilities
  • Cold-chain and food manufacture
  • Flexible covenant structures
  • Non-bank panel depth
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