Rural land finance in the Hunter Valley.

Hunter Valley rural land spans a wide range of security types: large Upper Hunter grazing runs, thoroughbred studs and equine facilities around Scone and Jerrys Plains, viticultural holdings in the Lower Hunter, and mixed rural properties throughout. Each carries a different valuation profile and a different lender appetite.

Lenders who write Upper Hunter grazing debt understand the carrying capacity and seasonal variation of the country. Equine properties require a lender who can assess bloodstock and infrastructure value separately from the land. Viticultural holdings in the Lower Hunter attract a different peer group again — typically Westpac or NAB Agribusiness, or non-bank lenders for more complex structures.

Clunes places Hunter Valley land debt across the bank and non-bank panel. We know which lenders are currently active in the region and which are not. That knowledge shortens the process and avoids submissions that go nowhere.