Machinery and equipment finance in Northern Inland NSW.

Northern Inland NSW carries some of the largest farm plant inventories in Australia. A large Liverpool Plains or Gunnedah cropping enterprise may have multiple headers, a large seeding train, precision guidance and variable-rate application technology, and a substantial fleet of trucks and working vehicles. This capital requirement is real and material — and it needs to be financed correctly.

Cotton-harvesting plant is a specialist asset class. Module builders, cotton pickers, and gin trailers have defined useful lives and depreciation curves that specialist lenders understand. Angle Finance and Macquarie Asset Finance are both experienced in cotton country equipment and are Clunes's primary equipment finance partners for this region.

Precision agriculture technology — yield monitoring, variable-rate applicators, automated guidance — is increasingly financed as a chattel asset separate from the machinery it is attached to. Clunes advises on how to structure technology finance to avoid over-complicating the security position.