Livestock and stock finance in Central West NSW.

Central West NSW is one of Australia's leading sheep-producing regions. Merino wool flocks across the western slopes, prime lamb operations in the Lachlan and Bogan valleys, and dual-purpose enterprises throughout. Beef cattle run alongside cropping on most mixed properties. The livestock credit requirement varies by enterprise: trading cattle facilities differ substantially from wool sheep facilities, and prime lamb turnoff operations have a different cash flow profile again.

StockCo is the dominant livestock lending specialist in the region and is well known to Central West operators. NAB Agribusiness and Bendigo Bank are active in livestock facilities linked to broader client relationships. Clunes places livestock facilities as standalone arrangements or as part of a combined property-and-livestock package.

Working capital — seasonal input finance, crop finance, and revolving livestock trading lines — is a critical part of the Central West farming equation. We place these facilities alongside or independently of property debt.